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Loco Moco

Fulfill your comfort food cravings with the best homemade loco moco recipe that's surprisingly easy to make—wait until you taste the gravy.

5.0 · 1 reviewsRecipe card by Michelle KasperEditorial by recipesvibrant · Updated October 18, 2026
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Total time

35 min

Servings

4

Calories

1348.7

Category

Dinner & Mains

Discover the ultimate comfort food with this Loco Moco recipe, a Hawaiian classic that combines juicy steak, creamy gravy, and fluffy rice. Ready in under an hour, this stove-top dish is perfect for a hearty family dinner.

Ingredients

Makes 4 servings

  • 2 flour
  • 1 eggs
  • 2 milk
  • 4 cooked rice
  • 1/4 eggs

Method

  1. Season steaks with salt and pepper.

  2. Reserve 1/4 cup of flour.

  3. Dredge each steak in flour, egg and cracker crumbs.

  4. In a large cast iron skillet over medium high, heat corn oil.

  5. Add steaks and cook until golden brown and crisp.

  6. Transfer to paper towels to drain.

  7. Pour off all but 4 tablespoons of the remaining oil and set over low heat.

  8. Slowly Whisk in the remaining 1/4 cup of flour into the oil and bring to simmer.

  9. Gradually whisk in milk and bring to a simmer.

  10. Season with salt and pepper.

  11. Divide the rice on to four places.

  12. place the steaks on top of the rice, then one fried egg on the steak.

  13. Cover with gravy.

Cook's notes

  • For extra crispy coating, chill the dredged steaks for 10 minutes before frying.
  • Use a cast iron skillet for even heat distribution and the best crust on the steak.
  • Let the gravy simmer gently to avoid lumps—whisk continuously for a silky texture.

Easy swaps

  • Instead of flour, use gluten-free all-purpose flourFor a gluten-free version, use a 1:1 gluten-free flour blend.
  • Instead of milk, use unsweetened almond milk or oat milkDairy-free alternatives work well; add a pinch of salt to mimic dairy flavor.
  • Instead of cracker crumbs, use panko breadcrumbs or crushed pork rindsPanko adds extra crunch; pork rinds keep it low-carb.

Frequently asked

Can I use a different cut of steak for Loco Moco?

Yes, cube steak, sirloin, or even hamburger patties work well. Adjust cooking time based on thickness.

What if I don't have a cast iron skillet?

Use a heavy-bottomed stainless steel or nonstick skillet. Just ensure it can handle high heat for browning.

Can I make the gravy ahead of time?

Absolutely. Prepare the gravy, cool it, and refrigerate for up to 2 days. Reheat gently, whisking in a splash of milk if needed.

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